Heritage Wealth is here to help you approach retirement with clarity, confidence, and a plan that fits your life. Whether you’re a few years away or looking decades ahead, we help you design a retirement strategy that makes sense for your goals and lifestyle.
We offer retirement planning in Chicago that’s practical, thoughtful, and built around real-life decisions. Want to talk about where you stand and where you’re going? Give us a call at (630) 868-9127 to schedule your first conversation.
How Our Retirement Planning in Chicago Works
Our retirement planning process is designed to help you prepare for real life, not just theoretical scenarios. Here’s what’s included:
Retirement income planning
How to convert savings, pensions, Social Security, and other resources into consistent income
Timeline analysis
When retirement is feasible based on your assets, career plans, and future lifestyle
Investment allocation guidance
Aligning risk levels with your retirement goals and age
Social Security optimization
Choosing the best time to claim based on your individual or spousal benefits
Withdrawal strategy planning
Smart, tax-efficient income strategies that aim to stretch your savings further
This isn’t a one-size-fits-all service. Everything we do is based on your financial situation, timeline, and definition of a successful retirement.
No Guesswork, Just Smart Strategy
Retirement should be a time to enjoy the life you’ve worked hard to build, but that peace of mind doesn’t happen automatically. For professionals, families, and business owners in Chicago, retirement planning is about knowing you’ll be financially prepared for what’s next.
At Heritage Wealth, we guide you through a structured planning process that helps you feel more in control of your financial future. We focus on practical decisions—like when to retire, how much you’ll need, and how to turn savings into steady income—without overcomplicating things.
Whether you’re decades away or nearing the finish line, our goal is to make retirement planning in Chicago more manageable and meaningful.
Planning for Professionals, Families, and Business Owners
Retirement looks different for everyone. We work with people from various backgrounds—from W-2 professionals in downtown offices to self-employed entrepreneurs across the suburbs. What they all have in common is a desire to retire with clarity and confidence.
Here’s how we help different types of clients:
Corporate professionals – Maximizing employer-sponsored plans, stock options, and Social Security timing
Self-employed individuals – Setting up solo 401(k)s, SEP IRAs, or custom strategies for tax-advantaged savings
Dual-income families – Coordinating household contributions and streamlining joint retirement timelines
Late starters – Making smart catch-up contributions and income adjustments for those starting planning later
Early retirees – Strategizing income between retirement and Medicare/SS benefits
You don’t have to figure it all out alone. We’ll help you weigh your options and build a plan that fits your current situation and long-term goals.
MEET THE TEAM
Stay Prepared as Life Changes
Retirement isn’t a single event. It’s a life phase that can last decades, and it needs to adapt with you. Market shifts, tax law updates, health events, or career changes can all impact your retirement picture.
That’s why we believe in building long-term strategies with built-in flexibility.
With Heritage Wealth, you’ll get:
Scheduled reviews to check your progress and adjust strategies.
Market-aware updates when economic shifts call for investment realignment.
Tax planning insights so your distributions stay efficient over time.
Goal-based updates as your vision for retirement evolves.
Retirement planning in Chicago is a long road. We’ll walk it with you—and help you stay on course.